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NFIP Proof of Loss: What to Submit After a Flood Claim

August 6, 2026July 31, 2026 by Flood Map Check
NFIP Proof of Loss workflow showing claim reporting, building and contents documentation, signed submission to the insurer, and supplemental payment review

Prepare and submit an NFIP building and contents Proof of Loss: 60-day rule, insurer route, evidence, supplemental requests, and the separate ICC Coverage D track.

Categories Property Checks

How to File an NFIP Increased Cost of Compliance Claim After Flood Damage

July 31, 2026July 28, 2026 by Flood Map Check
Six-step ICC workflow from the flood claim and community determination through insurer review, mitigation work, permits, invoices, and final claim review

Learn when an NFIP ICC request can begin, which documents support Coverage D, and how advance and final payments work after a community damage determination.

Categories Property Checks

Newly Mapped Into a FEMA High-Risk Flood Zone: Insurance and Lender Steps

August 5, 2026July 28, 2026 by Flood Map Check
Five-step workflow comparing an old B, C, or X flood zone with a new effective A or V zone, then checking the effective date, records, and insurer eligibility

Confirm the effective FEMA map date, lender determination, NFIP Newly Mapped eligibility, policy timing and evidence after a building moves into an SFHA.

Categories Fema Flood Maps

FEMA Floodproofing Certificate: When a Non-Residential Building Needs It

July 28, 2026 by Flood Map Check
Five-step workflow for checking Zone A, setting the floodproofing elevation, professional design, as-built inspection, and certificate documentation for a non-residential building

Learn when FEMA’s dry floodproofing certificate applies, who signs each section, what documents support it, and why it does not guarantee a permit or insurance discount.

Categories Property Checks

CBRS Property Map Check: Get Official Documentation

July 28, 2026 by Flood Map Check
Fictional coastal map separating a property outside a CBRS unit, inside the unit, or near the boundary buffer and routing each location to mapper documentation or a property determination

Use the USFWS CBRS Validation Tool, recognize the 20-foot buffer, and request a property determination without confusing CBRS with a FEMA flood zone.

Categories Property Checks

Is My Community in the NFIP? Check Participation and CRS Class

July 28, 2026 by Flood Map Check
Workflow from a property address to the correct NFIP community, Community Status Book, CRS class, and insurer verification, with community status separated from parcel flood risk

Find the correct NFIP community, CID, participation status, map date, CRS class and potential discount without confusing them with a property flood zone.

Categories Property Checks

Is Your LOMA Still Valid After a New FEMA Map? Check the Revalidation Letter

July 28, 2026 by Flood Map Check
Workflow from a new effective FIRM through SOMA and revalidation-letter checks, matching the case and property, and confirming current status with the community or lender

Check whether an earlier FEMA LOMA remains valid after a revised FIRM by matching the case to the current panel, SOMA, and revalidation letter.

Categories Fema Flood Maps

FEMA Flood Vent Requirements: How to Check Openings Below the BFE

August 23, 2026July 28, 2026 by Flood Map Check
Building cross-section showing an enclosure below the BFE with two opposing flood openings, net open area, opening-height, engineered-option, and local-permit checks

Check FEMA flood-opening area, height, placement, engineered certification, enclosure-use, and local permit requirements before installation.

Categories Map Explainers

Substantial Damage Determination After a Flood: The 50% Rule and What Happens Next

July 31, 2026July 28, 2026 by Flood Map Check
Five-step substantial-damage workflow from inspection through repair cost and pre-damage building value to a community determination and permit compliance

Understand who makes a substantial-damage determination, how the 50% test uses repair cost and pre-damage building value, and what to do before repairs.

Categories Property Checks

How to Read Your Lender’s Standard Flood Hazard Determination Form

July 28, 2026July 28, 2026 by Flood Map Check
Generic lender flood determination form showing community, panel and date, flood zone, SFHA status, LOMC, and steps to match the building and ask the lender for a copy

Read the SFHDF building, community, FIRM panel, map date, flood zone, LOMC and SFHA decision before asking a lender to correct an error.

Categories Property Checks
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